Patrick J. Negado, ChFC®, RICP®
Founder | Author | Speaker
Patrick J. Negado, ChFC®, RICP®, is the founder of Canoe & Current Wealth Strategies℠. With more than two decades of experience in financial planning and investment management, Patrick specializes in retirement income design, comprehensive wealth management, and multi-generational wealth transfer.
Patrick is also the author of The Canoe and The Current: Rethinking Retirement So You Can Stop Worrying and Start Living, a practical and values-based framework for aligning financial decisions with the life clients want to live. Using the metaphor of a canoe navigating life’s currents, his approach helps clients balance security and growth, structure and flexibility, and wealth and meaning—so their financial plans support both today’s lifestyle and tomorrow’s legacy.
Known for his clear, down-to-earth guidance, Patrick has a gift for making complex financial matters simple and actionable. Whether advising clients, writing, or speaking, his mission is consistent: to help people live with confidence today while preserving what matters most for the future—so their wealth becomes more than numbers on a page, but a lasting legacy of values, purpose, and peace of mind.